The bank is a
financial institution which is dealer of money and loan. Unit bank and branch
bank are two forms of it. But they have some differences. These are as follows-
Unit Bank
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Subject
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Branch Bank
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It can be formed easily.
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1. Formation
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The formation process of branch
bank is very complex.
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It is generally a sole proprietorship organization
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2. Ownership
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It is treated as a company
organization.
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The scale of operation is too
small.
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3. Scale
of operation
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The scale of operation is very
wide.
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Its liability is unlimited
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4. Liability
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Its liability is small or limited.
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Its scope of service is small.
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5. Service
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Its scope of service is large.
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It is involved with minimum
expenses per annum.
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6. Expense.
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It is involved with high expenses
per annum.
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It provides less opportunity for
employment.
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7. Employment
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It provides high opportunity for
employment.
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It holds smaller amount of
liquidity.
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8. liquidity
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It holds huge amount of liquidity.
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The amount of deposit is small
|
9. Deposit
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The amount of deposit is large.
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Its run the business with small
amount of capital
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10. Capital
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Its run the business with huge
amount of capital.
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It can provide small amount of loan
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11.Loan providing
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It can provide huge amount
of loan
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The type of management is simple
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12. Management
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The type of management is complex.
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It gains smaller amount of profit
per year.
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13. Profit
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It gains higher amount of profit
per year.
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Its scope is in a certain area
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14. Scope
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Its scope is in the whole country.
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It can not transfer money without
the help of other.
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15. Money transfer.
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It can transfer money through its
branches.
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Don’t maintain relation to central
bank.
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16. Relation to central bank.
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Must have to maintain a good
relation with central bank.
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Dissolution is caused by the wish
of the owner of the bank
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17. Desolation
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By proper cause and by law its
dissolution is performed.
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