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Definition of Unit bank

In the unit banking system the banking operation are carried by through a single office in a particular area. The size of the bank is usually small and the capital is limited. So it provides limited service to its clients. USA is called the homeland of Unit banking system and about 85% banks of USA are unit bank. These bank Conduct their banking operation by the Corresponding banking system.
According to S.N. Maheshwari, “Unit banking is a system where the operations of a bank are confined to a single office.”

According to M.C. Vaish, “Unit bank operating through a single office.”

According to M.N. Mishra- “Unit banking system is that system in which banking operations are carried through a single office specials at one place.”

In conclusion we can say that the bank which carried out its banking operations through a single office is called unit banking.