Illiteracy and poverty continue to hamper the well being of most Bangladeshis especially in rural areas. Among the underprivileged most are women adolescent girls and children. Since 1976 Grameen Bank has been working towards alleviating poverty and empowering its members through its universally acclaimed micro credit programme. During this period , through its operation and experience at grassroots level G.B has come to the realization that credit when combined with education, can be more effective in reducing poverty and empowering women.