Advantages and disadvantages of branch Bank

Disadvantages of Branch Bank

The advantages of branch banks are as follows:

1. Large Size: As it is big in size, it gets all the advantages of large type of institution.
2. Adequacy of capital: its capital is adequate because it’s big.
3. Adequacy of Deposits: it deals its business in countrywide or in abroad, so it can collect adequate deposit.
4.  Large Scale credit: A branch bank can grand a large scale credit to its clients.

Advantages and disadvantages of unit bank

Advantages of Unit Banks
The advantages of unit banks are stated as follows:
1. Rapid decision: The manager can take rapid decision at the time of sanctioning loan.
2. Efficient Management: Due to small scale of operation the management of this bank is efficient.
3. More safety: As it is situated at a certain place so clients thinks it more safety.
4. Establishing Direct Relation: As it has only one office so between the owner and the workers a direct relation is established.