Distinguish Unit bank Vs Branch Bank

The bank is a financial institution which is dealer of money and loan. Unit bank and branch bank are two forms of it. But they have some differences. These are as follows-

Advantages and disadvantages of branch Bank

Disadvantages of Branch Bank

The advantages of branch banks are as follows:

1. Large Size: As it is big in size, it gets all the advantages of large type of institution.
2. Adequacy of capital: its capital is adequate because it’s big.
3. Adequacy of Deposits: it deals its business in countrywide or in abroad, so it can collect adequate deposit.
4.  Large Scale credit: A branch bank can grand a large scale credit to its clients.

Definition of Branch bank

Branch banking is a system where a bank with a network of branches throughout the country carries out its banking operations. Sometimes branches are also opened outside the country. However, small banks may like to restrict their branches or offices to a certain region of the country.
Branch banking is a popular system of banking in the subcontinent as well as many other countries of Asia and Africa. It is originated from United Kingdom.